Just Car Insurance

Just Car Insurance

Just Car Insurance was formed in 1995 to cater for the needs of young motorists and drivers of modified cars. Just Car Insurance is an affiliate and authorised representative of Australian Associated Motor Insurers, a company trading under the Promina Group of insurance companies.

What drives Just Car Insurance?

Just Car Insurance's philosophy focuses on taking care of younger drivers and their special needs, which means seeing things from a perspective different from that of mainstream insurance companies. Just Car Insurance provides coverage for drivers within a certain age bracket with a less-than-perfect driving history, those who have not previously been covered by any motorist's insurance, those who just got their licence or bought their first car, and those who drive modified, privately imported or high-performance vehicles. Just Car Insurance offers policyholders a lifetime guarantee on the workmanship and parts it authorises in car repairs.

What are the types of policies offered by Just Car Insurance?

Just Car Insurance offers three kinds of car insurance. Comprehensive car insurance covers the policyholder for damage to his car and damage caused to a third party's vehicle or property. A unique feature of Just Car Insurance comprehensive car insurance is Ad-JUST Excess. This gives policyholders four premium options to choose from, allowing them to cut the cost of their yearly insurance premium by choosing to pay an additional amount for their excess in case of a claim.

Third Party Property Damage Insurance protects Just Car Insurance customers from claims arising from damage caused by the policyholder's car to another car or property.

Just Car Insurance also offers Third Party Property Damage Insurance plus fire and theft. This Just Car Insurance plan covers damage caused by the plan owner's car to another person's vehicle or property but with the added benefit of fire and theft insurance for the policyholder's car equivalent to a percentage of the car's market value.